Die With Zero: Getting All You Can From Your Money and Your Life by Bill Perkins

BATB score: 9.5/10 🤯

interesting indeed, “Die with Zero” is the idea that we make all that money, we spend all that money within our prime health, and we die with zero (not negative but zero excess) in the bank - yolo

Best for: you’ve did it! you’ve already made way too much money! - now please spend more and “make ‘maximize total life enjoyment’ your mantra”

Best to: build more net worth for who again? “wealth will decline to zero by the date of death” anyways

BATB lingering thought: I am making, I am spending, I am living for myself, spend now, spend more, spend young

Best as: you can have 1 marshmallow now or wait 15 minutes to have 2 marshmallows or wait until 65-years-old retirement to have 1 million marshmallows; but then upon retirement, you don’t really like marshmallow anymore

Best quotes: “Although we all have at least the potential to make more money in the future, we can never go back and recapture time that is now gone. So it makes no sense to let opportunities pass us by for fear of squandering our money. Squandering our lives should be a much greater worry.”

“Your life is the sum of your experiences: everything you do in life - all the daily, weekly, monthly, annual, and once-in-a-lifetime experiences you have - adds up to who you are.”

“The business of life is the acquisition of memories. Memories / experiences then yield dividends. When you’re too frail to do much of anything else, you can still look back on the life you’ve lived and experience immense pride, joy, and the bittersweet feeling of nostalgia.”

“When I say rich, I mean rich in experiences, in adventures, in memories - rich in all the reasons you acquire money.”

“My bet is you will either fritter your money away or play it so safe that you will leave many, many years of your hard-earned money behind - so you’ll be working many years as a slave to your own fears.”

“Once you’re in the habit of working for money to live, the thrill of making money exceeds the thrill of actually living.”